Financial calculators for the decisions that matter — mortgages, loans, credit cards, investments, and retirement. All on your device.
Download on the App StoreAvailable for iPhone and iPad
Monthly payment, amortization, refinance, rent vs buy, fixed vs adjustable, home affordability, and rental property returns.
Personal, auto, and student loans, early payoff, loan comparison, debt payoff strategies, BNPL tracking, and borrowing power.
Payoff with real spending, the minimum-payment trap, balance transfers, utilization, multi-card strategy, and a credit score estimator.
Investment growth, savings plans, your retirement number, 401(k) match, sustainable withdrawals, and how long your nest egg lasts.
Currency conversion to and from USD and transfer-fee comparisons.
A built-in glossary that explains every input and result — APR, cap rate, utilization, amortization, and more.
Totel is fully localized — every calculator, label, and glossary entry is translated, and results are formatted for your region’s currency and number style.
The app follows the language you set on your iPhone or iPad — there is nothing to configure.
The full experience — every calculator, no advertisements. Coming soon.
Free and ad-supported, with the core real estate calculators.